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Четверг, 01 августа 2019 00:52

Как создать свою криптовалюту

Всего через несколько лет после появления первая криптовалюта поднялась в цене в тысячи раз, принеся огромный доход. Такой успех вызывает желание его повторить. Неудивительно, что появляются новые криптовалюты, например libra 2019 года. Каким образом можно создать свои цифровые деньги и может ли с этим справится обычный пользователь? Ответы на эти вопросы сегодня весьма актуальны.

Зачем нужна своя криптовалюта

В первую очередь необходимо определиться с целями создания. Это может быть:

  • повышение комфортности платёжных операций. Так, новая криптовалюта libra crypto изначально создавалась как идеальное средство для расчётов в сети Интернет;

  • привлечение инвестиций. Первичное размещение монет — один из наиболее перспективных способов сбора средств для реализации новых проектов;

  • получение пассивного дохода. Если криптовалюта будет пользоваться популярностью и расти в цене, то ее владелец может получить впечатляющую прибыль.

Этапы создания

Технически создание криптовалюты доступно на основе разных методов. Алгоритм действий включает следующие шаги:

  • принимается решение, на базе какого кода будут создаваться цифровые монеты;

  • составляется перечень улучшений исходного кода, а также описание функций электронной валюты;

  • проводится поиск и устранение уязвимостей и слабых мест из-за которых новую монету могут взломать;

  • разрабатывается стратегия развития нового проекта;

  • запускается полноценная маркетинговая кампания, которая призвана заявить целевой аудитории о преимуществах новой криптовалюты.

С запуском проекта торопиться не стоит. Он должен привлечь внимание пользователей, заинтересовать их. Так, сегодня многих интересует информация о том, где можно buy libra. Связано это с грамотным продвижением. И тем, кто мечтает о запуске собственных криптоденег, стоит изучить успешный опыт.

Бенуа Кэр, член руководящего совета ЕЦБ заявил, что криптовалюта Libra не выйдет на рынок пока не будут удовлетворены требования регуляторов.

 

«Новая криптовалюта должна доказать свою безопасность для пользователей, прежде чем увидеть свет. Она должна быть безопасной, здоровой и стойкой с первого дня», - отметил он.

 

В последствии может выяснится, что в проекте есть какие-либо пробелы и несоответствия, которые потребуют продолжительной дискуссии с регуляторами. Власти не позволят выйти в свет криптовалюте, пока не будут решены все спорные вопросы», - добавил Кэр.

 

Стремительное развитие цифровых активов выявило пробелы в существующей регулирующей структуре и подчеркнуло необходимость принятия новых технологий банками.

 

Рабочая группа G7 по вопросам криптовалют будет изучать проект Libra от Facebook, чтобы представить результаты в преддверии заседания МВФ в октябре.

Среда, 10 июля 2019 19:04

Bitcoin Tripled In The First Half Of 2019

Bitcoin enjoyed sharp gains during the first six months of this year, rising more than 200% as the digital currency benefited from numerous tailwinds. The cryptocurrency, which started out 2019 below $4,000, climbed to nearly $14,000 in late June, according to CoinDesk data. 

The digital asset finished the first half of the year at $11,139.22, returning 202% in that time, additional CoinDesk figures show. 

Bitcoin volatility was relatively modest during the first quarter, but increased significantly during the second. 

While the digital currency was up only 11.7% year-to-date (YTD) at the end of March, it had risen 44.3%, 131.7% and 201.86% by the end of April, May and June. 


[Ed note: Investing in cryptocoins or tokens is highly speculative and the market is largely unregulated. Anyone considering it should be prepared to lose their entire investment.] 

Multiple Tailwinds 

When explaining what drove these gains, some analysts highlighted a variety of potential causes. Erik Finman, a young entrepreneur and early bitcoin adopter, listed several "key components."

 
He specifically mentioned "1. Tariffs (when they were happening) 2. Election season 3. Major retail companies like AT&T accepting Bitcoin 4. New platforms like CoinBits emerging to provide access to Bitcoin investments 5. Facebook Libra coin." 

"These 5 things did not exist in the first quarter and are changing the way people look at cryptocurrency," he emphasized. 

Jeff Dorman, chief investment officer of asset manager Arca, also pointed to numerous factors as fueling bitcoin's recent gains. 

"There was a confluence of many real macro events/catalysts that led to Bitcoin's rise," said Dorman, including "trade wars," "Flight to safety from countries with tight capital controls (China)" and growing awareness of the digital currency. 

Institutional Interest 

One bullish factor singled out by several market observers was increased institutional interest. This contrasts sharply with the bull run that bitcoin experienced between 2017 and 2018, which was attributed largely to retail investors. 

The latest run-up "certainly has not been a retail-led rally, which is very notable for the space," said Cole Walton, cofounder of Plouton Mining and head trader at Kanos Capital Management, LLC. 

"Google searches have not spiked and anecdotal accounts have confirmed the general public does not fully believe bitcoin is back yet," he added. 

Joe DiPasquale, CEO of cryptocurrency fund of hedge funds BitBull Capital, also weighed in. 

"Bitcoin price grew rather steadily in the first quarter of this year as compared to the violent movements of late because the sentiment shift was not retail oriented," he stated. 

"We believe institutions were actively buying Bitcoin since it's lows late last year and retail investors only joined in once major psychological barriers were broken, namely the $10k level." 

Libra 

Several analysts singled out the hype surrounding libra, the cryptocurrency that social media giant Facebook plans to release. The company formally announced its intention to release this digital currency, designed to allow seamless transactions between parties around the world, on June 18th, according to TechCrunch

Facebook's plans have provoked a deluge of media coverage, with some lawmakers calling for the social media giant to halt all development on the project. Since the company had nearly 2.4 billion monthly active users as of March 31st, it can potentially tap a very sizable market by offering its user base the ability to make timely transactions. 

Dorman spoke to this, noting that the launch of this cryptocurrency "immediately introduces 2 billion people to digital wallets." Walton emphasized that if libra gets off the ground, it "will be the biggest on-ramp into crypto we have seen yet, and institutional money knows this." 

Leverage/Derivatives 

Market observers also pointed to the key role that derivatives and leveraged trading played in pushing bitcoin higher. 

Dipasquale, for example, described these factors as "instrumental" to the cryptocurrency's gains

Dave Hendricks, cofounder and CEO of digital asset management platform Vertalo, also commented on this situation, emphasizing how the market has matured over time. 

"During the 2017 run up Bitcoin didn't even have a futures market in place," he emphasized. "In the 18 months since the ATH, many more institutions have started following and investing in BTC," said Hendricks. "With new leverage products and a more sophisticated buyer base, it's possible for larger leveraged  orders to impact the market," he noted. 

Sentiment Data 

One form of information that can help market observers understand bitcoin's robust gains is sentiment data. Joshua Frank, cofounder of digital analytics platform TheTIE.io, helped shed some light on this particular area. 

The chart below, provided by his company, plots the sentiment (measured by collecting and assessing social media posts) of bitcoin, along with the number of tweets surrounding the cryptocurrency. 

The blue line represents tweet volume, while the purple line corresponds with long-term sentiment, which is calculated by conversations on Twitter over the last 50 days to a 200-day moving average.
 
"After bottoming in December 2018, the long-term sentiment on Bitcoin has continued to grow in each over the last 7 months," noted Frank. 

"Tweet volumes (blue line middle chart) have continued to increase over the last year." "Continued increases in positive long-term sentiment means that conversations around cryptocurrency are increasingly becoming more positive," he emphasized. 

Frank also weighed in on libra, and how its announcement affected the sentiment surrounding bitcoin. "After Facebook’s official partner list for Libra Coin was revealed on June 14th sentiment on Bitcoin almost immediately flipped positive leading significant upwards price movement," he noted. 

Going forward, he provided a rosy outlook for the world's most prominent digital currency. "Conversations around Bitcoin remain bullish and we anticipate that Bitcoin, while volatile, will continue to see upwards price movement."

Криптовалюта Libra компании Facebook вызвала большой ажиотаж не только среди политиков, которые в основном негативно отзываются о новой цифровой валюте, но и среди мошенников. Хакеры пытаются использовать преимущества цифровой валюты Libra и криптокошелька Calibra. Мошенники регистрируют домены, связанные с Calibra и Libra. 

 
Согласно данным, эксперты Digital Shadow зафиксировали резкое увеличение числа доменов со ссылками на Libra и Calibra. Это случилось спустя несколько дней после официального выпуска криптоваюты Libra. Эксперты заявили о том, что некоторые из этих доменов содержат вредоносный контент. Около 6 доменов выдают себя за официальные сайты Calibra и Libra для того, чтобы пользователи предоставляли им конфиденциальную информацию. 
Четверг, 20 июня 2019 21:08

Facebook’s Libra coin explained simply

They’re not called Zuckerbucks but Facebook just reinvented digital money. Facebook’s Libra cryptocurrency that will launch early next year is more like PayPal than Bitcoin — it’s designed to be easy enough for everyone to use. But it’s still complicated to understand so I’m going to break it down for you nice and simple. 


Libra is like cash that lives inside your phone. How do you buy Facebook’s cryptocurrency? Starting in 2020, you’ll be able to purchase Libra through Libra wallet apps on your phone or from some local grocery and convenience stores. You cash in your local currency like dollars and get nearly the same number of Libra coins, which are represented by this wavy three line emoji instead of the $ symbol. But first you’ll have to verify your identity with a photo.

 
You’ll then be able to spend your Libra while online shopping, or potentially pay for things like Ubers or your subscription for Spotify since those companies have partnered with Facebook to make Libra popular. Since it’s almost free to digital move Libra from one account to the other, you won’t have to pay high credit card processing fees that can add almost 4% to your total. And some Libra wallet apps and shops will give bonus discounts or free coins for signing up and paying with Libra. 

You’ll also be able to send and request money from friends like you would with Venmo or PayPal. It’s as easy to send Libra as it is a message. In fact, Facebook is building its own Libra wallet app called Calibra that will live inside of WhatsApp, Facebook Messenger, and its own standalone app.
 
 
You won’t have to attach your real name and identity to any of your payments, but they will be public. Facebook knows it’s a little bit creepy and you probably don’t want it spying on what you buy. So Facebook set up a new company also called Calibra that will keep all your financial data separate from your Facebook profile. That means it can’t use your transaction data to target you with ads, re-order your News Feed, or sell your info to marketers.
 
Eventually, Facebook hopes you’ll use Libra to pay your bills, scan your wallet’s QR code to purchase coffee, or tap your phone to buy your public transit ticket. At any time, you can cash out of Libra and get your local currency back in your bank account, or handed to you at a local grocery store.
 
 

But how does the Libra cryptocurrency technically work…without a bunch blockchain buzzwords? Libra is coded to have a stable price, be secure, and be controlled not just by Facebook.

Instead, Libra is run by the 28 member Libra Association that it hopes will grow to 100 members by the time it launches in the first half of 2020. Financial companies like Visa and MasterCard, merchants and apps like eBay and Lyft, venture capital funds like Andreessen Horowitz and Union Square Ventures, and non-profits like Kiva are all members. They each paid at at least $10 million to get one vote on the Libra council that controls what happens to the currency. They’ll be responsible for checking to make sure Libra transactions are real and creating the Libra Reserve

 

Each time you cash in a dollar, that money goes into big bank account called the Libra Reserve that creates and sends you roughly one Libra token. The Libra Reserve is made up of a collection of the most stable international currencies like the US Dollar, British Pound, the Euro, and the Japanese yen. The idea is that even if one of those currencies goes up or down in price, the value of the Libra will stay stable. That way, shops will accept the Libra as payment without worrying the value of the coin will drop tomorrow. Big swings in price are why older cryptocurrencies like Bitcoin or Ethereal haven’t grown popular as payment methods. Libra can also handle 1000 transactions per second, while Bitcoin can only handle 7.

So how do Facebook and the other Libra Association members earn money? Off of interest on all the assets held in the Libra Reserve. After the Libra Association pays for its operations and investments in technology, member earns a cut of the remaining interest in proportion to how much they invested when they joined. If Libra gets popular, tons of people cash in, and the reserve grows huge, the Interest could add up to serious revenue for Facebook.

 

 

But there’s also a subtle second way Facebook could get rich from Libra. If the currency makes it easier for small businesses to accept payments online, they’ll sell more stuff. They’ll then have extra money to spend on Facebook ads, which will make it extra quick to buy things with Libra. 90 million small businesses already have Facebook Pages, but only Facebook only has 7 million advertisers. If it can turn more of those local merchants into ad buyers, Facebook’s revenues could skyrocket.

The big risk of Libra is that anyone will be able to develop apps for it. That could lead to another Cambridge Analytica situation. But instead of some shady app maker snatching your personal info, they could steal your digital currency. Facebook and the Libra Association say they won’t vet Libra developers, which leaves the door wide open to abuse. And if people get scammed, they’ll blame Facebook.

 

 

But if Facebook succeeds, the real win could be for the 1.7 billion people left in poverty with no bank account around the world. They’re exploited by international money sending services like Western Union or Monogram that charge steep 7% fees that take $50 billion away from families per year. And if they’re mugged, they could lose all their money since they have nothing stored online. All they’ll need is a photo ID and Libra could give them an alternative to a bank account that’s tougher to steal and could make it easy to pay for what they need.

There are plenty of reasons to worry that Libra could give Facebook and other tech giants more power or lead to people getting scammed. But it could also give disadvantaged people everywhere a way to join the modern economy. And at least it’s not called FaceCoin.